Money & Finance
Life insurance: a safety net for your family
Fallout from the long economic downturn has made it more important than ever for families to insulate themselves against financial shock. And yet, ownership of individual life insurance stands at a 50-year low, according to the industry group LIMRA. That represents a big risk to financial security in a lot of American ho...
One size doesn't fit all life insurance needs
Life is full of phases and milestones, and each one could change your life insurance needs. Whether you're starting a new job or retiring, single or just married, deployed by the military or leaving the service, buying a home or having a baby, each transition in your unique circumstances merits a financial re-examination.
This back-to-school season, stock up on college funding advice
Back-to-school shopping season means big sales for retailers selling pencils, backpacks, clothes and tech gadgets. Young parents know that as children get older, their back-to-school list grows with them. Eventually for many, that list will grow to include dorm necessities, textbooks and yes, college tuition. Parents, if...
Private investors not the only ones adding gold to portfolios
Since the onset of the recession when many investment portfolios took a hit, there has been a lot of talk about the value of investing in gold as one way for investors to protect against market volatility and preserve wealth. Now, as policy makers both here and in Europe take steps to stimulate economic growth, there is ...
Growing families looking for larger homes
More and more households have extended family living together under one roof, and the tight fit has some families in the market for a larger home. For the "Sandwich Generation," a generation of people who are caring for their aging parents while supporting their own children, there are advantages to having children and grandparents under one roof such as sharing of household responsibilities and finances and increased focus on family time together. With these advantages, however, there may be...
Safeguard the big day: How to protect the wedding of your dreams
Planning a wedding has many important components, with decisions to make on everything from finding the perfect flowers to choosing the right location. For brides- and grooms-to-be, one important choice that shouldn't be overlooked is the idea of purchasing wedding insurance. Because no matter how carefully a couple plan...
Turn health into wealth
Health care today is expensive, but there are ways that you can give your wallet a break. One of the best ways to make health care more affordable is to avoid the need for medical care in the first place. More than 75 percent of health care costs are attributed to chronic illness, most of which are controllable, if not p...
Disability insurance: protecting your future
There is a common misperception that most disabilities are caused by accidents. In reality, the majority of disabilities are caused by illness. You might think it won't happen to you. And perhaps it won't. But in 2009, more than 15 million Americans experienced a disability that prevented them from working.
Eight reasons to review your life insurance
Life insurance might not be as common as you think. Did you know that 30 percent of American households have no form of life insurance whatsoever, leaving millions to struggle to cover day-to-day expenses if a main breadwinner were to pass away? Even if you already have life insurance, financial and insurance professiona...